Card Highlights
Intro BonusEarn $200 in money again after you spend $750 on purchases within the first 3 months of account opening. This bonus supply can be fulfilled as 20,000 ThankYou® Factors, which will be redeemed for $200 money again.
APR14.74% – 24.74% (Variable)
Really helpful Credit scoreWonderful, Good
- Earn 5% money again on purchases in your high eligible spend class every billing cycle, as much as the primary $500 spent, 1% money again thereafter.
- Earn limitless 1% money again on all different purchases.
Annual Payment$0
Intro Buy APR0% for 15 months on purchases
Extra Particulars
Intro Stability Switch APR0% for 15 months on steadiness transfers
Stability Switch PaymentStability switch payment applies with this supply 5% of every steadiness switch; $5 minimal.
Stability Switch APR14.74% – 24.74% (Variable)
Late Cost PaymentAs much as $40
International Transaction Charges3%
Penalty APRAs much as 29.99% (Variable)
Rewards & Redemption Particulars
- Earn 5% money again on purchases in your high eligible spend class every billing cycle, as much as the primary $500 spent, 1% money again thereafter.
- Earn limitless 1% money again on all different purchases.
The Citi Customized Money℠ Card works on rotating classes for its finest rewards, supplying you with 5% money again on choose classes, as much as $500, earlier than switching to a flat 1% payment thereafter. The class modifications based mostly by yourself buying habits, together with bills at locations like eating places, fuel stations, grocery shops, and drug shops. You’ll be able to even earn in your stay leisure purchases.
All different purchases obtain a vast 1% money again in your different purchases. Additionally, you will take pleasure in a 0% introductory APR for the primary 15 months on each your purchases and steadiness transfers.
Money again is issued through ThankYou® Factors, however you’ve the choice to redeem them nevertheless you want, with choices for assertion credit, direct deposit, or examine. You can also redeem your factors for journey, reward playing cards, and even Amazon.com for easy and versatile redemption. There isn’t a annual payment to low cost your earnings, so you may put your cash the place it’s best served.
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